top of page
Group of lawyers discussing on a lawsuit

Terms of Use

Sizwe Hosmed website owner, the offering, and binding of Terms


This website ( is owned and operated by Sizwe Hosmed Medical Scheme (“Sizwe Hosmed”). These Terms set forth the terms and conditions under which you may use the Sizwe Hosmed website and services as offered by Sizwe Hosmed. The website offers visitors an overview and details of Sizwe Hosmed’s products, access to portals, regulatory updates, job advertisements, information about Sizwe Hosmed’s programmes, medical news, etc. By accessing or using the Sizwe Hosmed website of our service, you approve that you have read, understood, and agree to be bound by these Terms.


Who can use your Sizwe Hosmed website? What are the requirements to create an account


In order to use Sizwe Hosmed website and/or receive its services, you must be at least 18 years of age (the legal age of majority in South Africa) and possess the legal authority, right and freedom to enter into these Terms as a binding agreement. You are not allowed to use this Sizwe Hosmed website and/or receive services if doing so is prohibited under any law or regulation applicable to you.


Ownership of intellectual property, copyrights and logos

The Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music and all Intellectual Property Rights related thereto, are the exclusive property of Sizwe Hosmed. Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works thereof.

You recognize and agree that by uploading any content (including, but not limited to designs, images, animations, videos, audio files, fonts, logos, illustrations, compositions, artworks, interfaces, text and literary works) through any means to the Sizwe Hosmed website, you confirm that you own all the relevant rights or received the appropriate license to upload/transfer/send the content. You agree and consent that the uploaded/transferred content may be publicly displayed at the Sizwe Hosmed website.


Right to suspend or cancel user account

Sizwe Hosmed may permanently or temporarily terminate or suspend your access to the service without notice and liability for any reason, including if in our sole determination you violate any provision of these Terms or any applicable law or regulations. You may discontinue use and request to cancel your account and/or any services at any time. Notwithstanding anything to the contrary in the foregoing, with respect to automatically renewable subscriptions to paid services, such subscriptions will be discontinued only upon the expiration of the respective period for which you have already made payment.



You agree to indemnify and hold Sizwe Hosmed harmless from any demands, loss, liability, claims or expenses (including attorneys’ fees), made against them by any third party due to, or arising out of, or in connection with your use of the Sizwe Hosmed website or any of the services offered on the Sizwe Hosmed website.


Limitation of liability

To the maximum extent permitted by applicable law, in no event shall Sizwe Hosmed, be liable for any indirect, punitive, incidental, special, consequential or exemplary damages, including without limitation, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or relating to the use of, or inability to use, the service.

To the maximum extent permitted by applicable law, Sizwe Hosmed assumes no liability or responsibility for any (i) errors, mistakes, or inaccuracies of content; (ii) personal injury or property damage, of any nature whatsoever, resulting from your access to or use of our service; and (iii) any unauthorized access to or use of our secure servers and/or any and all personal information stored therein.


Right to change and modify Terms

Sizwe Hosmed reserves the right to modify these terms from time to time at its sole discretion. Therefore, you should review these pages periodically. When Sizwe Hosmed changes the Terms in a material manner, Sizwe Hosmed will notify you that material changes have been made to the Terms. Your continued use of the Sizwe Hosmed website or our service after any such change constitutes your acceptance of the new Terms. If you do not agree to any of these terms or any future version of the Terms, do not use or access (or continue to access) the Sizwe Hosmed website or the service.


Promotional emails and content


You agree to receive from time to time promotional messages and materials from Sizwe Hosmed, by mail, email or any other contact form you may provide us with (including your phone number for calls or text messages). If you don't want to receive such promotional materials or notices – please just notify us at any time. 


Preference of law and dispute resolution

These Terms, the rights and remedies provided hereunder, and any and all claims and disputes related hereto and/or to the services, shall be governed by, construed under and enforced in all respects solely and exclusively in accordance with the internal substantive laws of South Africa, without respect to its conflict of laws principles. Any and all such claims and disputes shall be brought in, and you hereby consent to them being decided exclusively by a court of competent jurisdiction located South Africa.


Customer support details & contact info

bottom of page